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Missouri permit test: permits, graduated licensing and driver record

Instruction and intermediate permits, graduated licensing, losing your license, the point system and mandatory insurance. 28 questions, 10 at a time, starting with ones you haven't seen.

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Rules to remember10 key permits, graduated licensing and driver record rulesShow the rules
  1. You must carry your license or permit when you drive and present it to any officer who asks. (p. 5)
  2. Step One of Missouri's Graduated Driver License program, the instruction permit, is available at age 15. (p. 17)
  3. With an instruction permit, seat belts must be worn by the driver and all passengers. (p. 17)
  4. A parent, stepparent, legal guardian, or certified trainer must go with you to the license office to sign a permission statement. (p. 17)
  5. You need 40 hours of driving instruction with a parent, guardian or certified trainer, and at least 10 of those hours must be at night. (p. 18)
  6. You must hold the instruction permit for at least six months (182 days), counted from the day after it is issued. (p. 18)
  7. After the first six months, an intermediate driver may carry no more than three passengers under 19 who are not immediate family. (p. 18)
  8. You cannot move up to an intermediate license with a traffic conviction from the past six months, or an alcohol-related conviction from the past year. (p. 18)
  9. Missouri requires at least $25,000 per person and $50,000 per crash for bodily injury, and $25,000 per crash for property damage. (p. 81)
  10. You must keep proof of insurance in your vehicle. (p. 82)

Taken from the explanations to checked practice questions; page numbers link to the official handbook.

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Sample permits, graduated licensing and driver record questions

  1. 1.While you drive on an instruction permit, who must wear a seat belt?

    • AOnly the driver
    • BOnly passengers under 16
    • COnly front-seat riders
    • DThe driver and every passenger
    Show the answer

    ✓ D. The driver and every passenger

    With an instruction permit, seat belts must be worn by the driver and all passengers.

    Source: Missouri Driver Guide (Revised August 2026), page 17

  2. 2.What is the youngest age at which you can get a Missouri instruction permit?

    • A15 and a half
    • B14
    • C15
    • D16
    Show the answer

    ✓ C. 15

    Step One of Missouri's Graduated Driver License program, the instruction permit, is available at age 15.

    Source: Missouri Driver Guide (Revised August 2026), page 17

  3. 3.You are buying car insurance in Missouri. Besides liability coverage, what does state law require?

    • ARental car replacement
    • BCollision damage coverage
    • CRoadside assistance plan
    • DUninsured motorist coverage
    Show the answer

    ✓ D. Uninsured motorist coverage

    Missouri requires uninsured motorist coverage of $25,000 per person and $50,000 per crash for bodily injury, in addition to liability.

    Source: Missouri Driver Guide (Revised August 2026), page 81

  4. 4.To get an instruction permit, who must come with you to the license office?

    • ANo one; applicants always go alone
    • BYour high school principal or a teacher
    • CAny licensed driver who is at least 18 years old
    • DA parent, stepparent, legal guardian or certified trainer
    Show the answer

    ✓ D. A parent, stepparent, legal guardian or certified trainer

    A parent, stepparent, legal guardian, or certified trainer must go with you to the license office to sign a permission statement.

    Source: Missouri Driver Guide (Revised August 2026), page 17